State Farm Agent Internet — Find Your State
ACI researches ISPs, installs commercial-grade hardware, and manages internet for State Farm agents across 50 states — sized to fit within the $200/mo SF stipend. Select your state for local ISP options and pricing context.
From $109/mo
ACI management fee · most offices stay within the $200 stipend
West
California
AT&T Fiber · Frontier · Comcast · Sonic
PSPS wildfire shutoffs make 5G cellular failover essential for High Fire Threat Districts across PG&E and SCE territory.
ISP options & pricing
Arizona
Cox Business · Comcast Business · Brightspeed · T-Mobile 5G
Phoenix's extreme summer heat strains the grid — ACI's 5G Cellular Failover keeps your office online when monsoon storms and heat-related outages hit.
ISP options & pricing
Washington
Comcast Business · Ziply Fiber · Brightspeed · T-Mobile 5G
Western Washington's winter storm season downs poles across Seattle and Tacoma suburbs — ACI's fiber-first strategy and 5G failover keep agents online when the weather hits.
ISP options & pricing
Colorado
Comcast Business · Quantum Fiber · Brightspeed · Ting Fiber
Colorado's summer hail supercells and Front Range blizzards knock out overhead cable regularly — ACI's fiber-first approach and 5G failover keep Denver and mountain offices connected.
ISP options & pricing
Oregon
Comcast Business · Ziply Fiber · Brightspeed · Starlink
Oregon's Cascadia Subduction Zone seismic risk and annual wildfire PSPS events demand buried fiber and satellite fallback — ACI's layered approach is built for both.
ISP options & pricing
Nevada
Cox Business · AT&T Fiber · Charter Spectrum Business · Lumen
Nevada's 115°F+ summer heat stresses the NV Energy grid during peak hours — Las Vegas offices need ACI's UPS and 5G Cellular Failover to bridge brownout windows and keep customer service running.
ISP options & pricing
Utah
Comcast Business · Quantum Fiber · Google Fiber
Utah's mountain elevation and rural geography create unique outage risk—high-altitude offices see longer outages when winter storms damage infrastructure.
ISP options & pricing
New Mexico
Comcast Business · Lumen Business Fiber · Starlink Business
New Mexico's sharp urban-rural broadband divide means Albuquerque offices have strong cable options while rural offices are Starlink-primary—and wildfire season can isolate both.
ISP options & pricing
Idaho
Sparklight Business · Ziply Fiber · Lumen Business · Starlink Business
Rural Idaho is among the most underserved broadband markets in the West—mountain terrain limits options, and wildfire and ice storms create multi-day outages for single-ISP offices.
ISP options & pricing
Alaska
GCI Business · AT&T Business · Starlink Business
Alaska's 2018 M7.1 Anchorage earthquake severed broadband infrastructure statewide—offices without cellular failover lost connectivity for days.
ISP options & pricing
Hawaii
Spectrum Business · Hawaiian Telcom · Starlink Business
Hawaii's internet backbone is three submarine cables—when Maui wildfires damaged infrastructure in 2023, some areas lost connectivity for days.
ISP options & pricing
Wyoming
Spectrum Business · Lumen Business · Union Wireless · Starlink Business
Wyoming's I-80 blizzard closures routinely cut off communities for 24–48 hours—offices without failover go dark when the single ISP's infrastructure goes down.
ISP options & pricing
Montana
Spectrum Business · Lumen Business · Montana Opticom · Starlink Business
Montana's 2021 wildfire season destroyed infrastructure across rural corridors—offices dependent on a single wired ISP had no fallback when fiber routes burned.
ISP options & pricing
Midwest
Illinois
Comcast · AT&T Fiber · T-Mobile Fiber
Chicago suburbs have strong fiber competition. Downstate rural agents face real connectivity gaps.
ISP options & pricing
Ohio
Spectrum · AT&T Fiber · altafiber · Breezeline
Columbus and Cleveland suburbs are well-served. Rural eastern Ohio is a different story.
ISP options & pricing
Michigan
Comcast · AT&T Fiber · WOW!
Detroit suburbs are well-served. The Upper Peninsula is one of the worst rural broadband environments in the Midwest.
ISP options & pricing
Minnesota
Comcast Business · Midcontinent Communications · Brightspeed · Municipal Fiber
The July 2024 Midwest Derecho knocked out power and broadband across the Twin Cities for up to 24 hours — ACI's UPS and 5G failover are built for exactly that kind of cascading outage.
ISP options & pricing
Wisconsin
Charter Spectrum Business · AT&T Fiber · TDS Telecom · Consolidated Communications
Wisconsin's summer hail season and polar vortex winters create year-round outage risk — ACI's UPS and 5G Cellular Failover provide the backup layer State Farm recommends for every office.
ISP options & pricing
Missouri
Charter Spectrum Business · AT&T Fiber · Brightspeed · Mediacom
Missouri sits in Tornado Alley — spring supercells routinely knock out overhead cable for 8–36 hours across Kansas City and St. Louis, making ACI's 5G Cellular Failover essential April through June.
ISP options & pricing
Indiana
Comcast Business · Metronet · AT&T Fiber · Charter Spectrum Business
Indiana's May–June tornado supercell corridor damages overhead cable annually — Metronet's buried fiber and ACI's 5G failover keep Indianapolis-area offices connected through storm season.
ISP options & pricing
Iowa
Mediacom Business · CenturyLink/Brightspeed · Metronet
Iowa's 2020 derecho caused $13.5B in damage and left 2M+ without power—backup internet saved businesses that planned ahead.
ISP options & pricing
Kansas
Spectrum Business · AT&T Business · Metronet · Starlink
Kansas sits in Tornado Alley's epicenter—Wichita offices are well-served by cable, but rural offices need failover when spring storms knock out single-ISP infrastructure.
ISP options & pricing
Nebraska
Spectrum Business · Cox Business · ALLO Fiber · Great Plains Communications
Nebraska's 2006–07 ice storms downed 2,900 miles of power lines and left 30,000+ without power for weeks—single-ISP offices had no path back online.
ISP options & pricing
North Dakota
Midcontinent Communications · ALLO Fiber · CenturyLink/Lumen · Starlink
North Dakota records -50°F wind chills regularly—equipment failures in extreme cold are common, and single-ISP offices go offline when outdoor infrastructure fails.
ISP options & pricing
South Dakota
Midcontinent Communications · Golden West · Lumen Business · Starlink
The 2013 Atlas blizzard killed 75,000 cattle and knocked out power and telecom statewide for days—offices without failover had no way to reach customers.
ISP options & pricing
South
Texas
AT&T Fiber · Spectrum · Optimum · Starlink
Winter Storm Uri knocked 71% of Texas internet offline. Grid-independent 5G failover is no longer optional.
ISP options & pricing
Florida
Comcast · AT&T Fiber · Cox · Starlink
Hurricane season makes backup internet — which State Farm explicitly recommends — essential here.
ISP options & pricing
Georgia
AT&T Fiber · Comcast · Google Fiber
Atlanta is fiber-rich. Rural Georgia ranks among the worst-served broadband markets in the South.
ISP options & pricing
North Carolina
Spectrum · AT&T Fiber · Google Fiber · Brightspeed
Triangle and Charlotte are fast-growing fiber markets. Hurricane Helene showed why 5G failover matters statewide.
ISP options & pricing
Virginia
Verizon Fios · Cox Business · Comcast Business · Brightspeed
Hurricane remnants tracking up the Chesapeake create multi-day outage risk for Hampton Roads and coastal VA — ACI's dual-carrier strategy and 5G failover provide the redundancy State Farm recommends.
ISP options & pricing
Tennessee
Charter Spectrum Business · Comcast Business · AT&T Fiber · EPB Fiber
Tennessee's spring tornado and severe weather corridor hits Nashville and Memphis every year — EPB Fiber in Chattanooga leads the state in resilience, and ACI's 5G failover covers the rest.
ISP options & pricing
Maryland
Comcast Business · Verizon Fios · Cox Business · Breezeline
Baltimore's Comcast-concentrated cable market is exposed to every nor'easter — Verizon Fios fiber in DC suburbs and ACI's 5G failover provide the redundancy State Farm recommends.
ISP options & pricing
South Carolina
Charter Spectrum Business · AT&T Fiber · Hargray / Sparklight · Comcast Business
South Carolina's coast gets a direct hurricane hit every few years — ACI's dual-carrier setup with 5G Cellular Failover keeps Charleston and coastal agents online when the storms arrive.
ISP options & pricing
Alabama
AT&T Fiber · Comcast · Spectrum
Alabama sees 57 tornadoes annually — backup internet and UPS aren't optional in Tornado Alley.
ISP options & pricing
Kentucky
Spectrum Business · AT&T Fiber · Windstream
Kentucky's 2021 ice storms left 68,500+ without power for days—rural eastern Kentucky is a broadband desert with single-ISP exposure.
ISP options & pricing
Oklahoma
AT&T Business · Cox Communications · Windstream
Oklahoma averages 56 tornadoes annually—the most in Tornado Alley—and single-ISP offices go dark when storms strike.
ISP options & pricing
Arkansas
AT&T Fiber · Windstream · Spectrum
Arkansas is among the worst-served broadband states; winter ice storms and tornadoes regularly disable single-ISP offices.
ISP options & pricing
Mississippi
Comcast Business · AT&T · Spectrum
Mississippi has the lowest broadband access in the US and faces hurricane plus tornado exposure—failover isn't optional here.
ISP options & pricing
West Virginia
Frontier Business Fiber · Comcast Business · Starlink Business
West Virginia has the worst rural broadband in the nation—mountain terrain and Appalachian isolation mean most rural offices depend on a single wired ISP, if one exists at all.
ISP options & pricing
Louisiana
Cox Business · AT&T Business Fiber · Comcast Business
Hurricane Ida (2021, Cat 4) knocked out 900,000+ customers and dropped internet connectivity statewide by 50%—Louisiana offices without failover lost weeks of productivity.
ISP options & pricing
Northeast
New York
Verizon Fios · Spectrum · Optimum · RCN
NYC agents have Fios fiber. Upstate is Spectrum or legacy DSL — a completely different market.
ISP options & pricing
Pennsylvania
Comcast · Verizon Fios · Frontier · Brightspeed
Fios fiber in eastern PA; Comcast and Frontier serve the west with a thinner rural network.
ISP options & pricing
Massachusetts
Comcast Business · Verizon Fios · RCN / Astound · Starlink
Boston metro has competitive fiber from Verizon Fios and Comcast, but nor'easters cause tree-damage outages lasting days across the suburbs — ACI's dual-carrier approach and 5G failover cover both.
ISP options & pricing
New Jersey
Verizon Fios · Comcast Business · Optimum Business · Lightpath
Hurricane Sandy's 2.7 million NJ power losses set the bar for coastal resilience — ACI's dual-carrier strategy and 5G Cellular Failover are the answer for shore-area offices.
ISP options & pricing
Connecticut
Frontier Business Fiber · Comcast Business · Optimum Business
Connecticut's nor'easters cause chronic tree-fall outages—90% of CT utility outages come from trees hitting lines, so backup internet is seasonal table stakes.
ISP options & pricing
Maine
Consolidated Communications (Fidium Fiber) · Spectrum Business · Comcast Business · Starlink
Outside Portland, rural Maine is heavily Starlink-primary—nor'easters and tree-fall events make single-ISP offices vulnerable every winter.
ISP options & pricing
Vermont
Consolidated (Fidium Fiber) · ECFiber · Comcast Business · Starlink
Vermont's 2011 Irene flooding wiped out roads and broadband infrastructure for weeks—rural offices had zero connectivity without a backup plan.
ISP options & pricing
Rhode Island
Cox Business · Verizon Fios Business · Starlink Business
Rhode Island is the most Cox-dependent state in the US—when a single provider dominates, a prolonged outage has no fallback without 5G cellular failover.
ISP options & pricing
Delaware
Comcast Business · Verizon Fios Business · Starlink Business
Delaware's maximum elevation is 60 feet—coastal flooding and storm surge reach infrastructure that would be safe in almost any other state.
ISP options & pricing
New Hampshire
Consolidated (Fidium Fiber) · Comcast Business · Starlink Business
New Hampshire's 2008 ice storm left 400,000 customers without power for up to 3 weeks—the worst infrastructure event in state history, and wired internet was out the entire time.
ISP options & pricing
Your state not listed?
We are adding states regularly. Contact us — we can still research ISP options at your specific office address regardless of state.
From the ACI Blog
Common Questions
How does the State Farm $200/mo internet stipend work?
SF pays $200/mo per office directly to the primary agent, starting when SF removes the office equipment — not at signup. The duration is being evaluated by SF and is not guaranteed permanently. For most 1–3 person offices, ACI's $109/mo management fee plus a standard ISP plan totals well under $200.
What does ACI install at my office?
ACI installs a commercial Ubiquiti UniFi system: firewall/router, managed switch (for offices of 4+), and WiFi 6 access points. The hardware is configured with QoS rules that prioritize State Farm's VPN connection and Jabber softphone traffic, preventing other office activity from degrading critical SF applications.
Does ACI handle the ISP relationship, or do I?
ACI researches and recommends the ISP at your specific address, but you sign the ISP contract directly. You own the ISP relationship and can cancel it independently. ACI manages your network equipment and is your single point of contact for support — you do not need to call your ISP.